With over 33 years of experience, Michael has guided individuals and small businesses in planning for and working toward a secure retirement. He holds the designations of Certified Financial Fiduciary® (CFF) and Chartered Retirement Plans Specialist™ (CRPS®), demonstrating his commitment to ethical standards and specialized retirement planning expertise.

Empowering Business Owners and Employees

Through the GOALL Program, Michael offers solutions that enable business owners to:

• Enhance Employee Benefits
• Reduce Taxable Income
• Hire and Retain Key Employees

For employees, the GOALL Program delivers:

• Tax-Free Retirement Strategies
• Principal Protection Programs
• Legacy and Long-Term Care Planning