I bring more than 35 years of experience in financial and securities brokerage services, guided by my faith in Jesus Christ, which shapes how I serve—with integrity, compassion, and a genuine commitment to helping others. My wife, Susan, and I are blessed with seven children, a family legacy that fuels my passion for helping business owners create workplaces where people feel valued, supported, and protected from life’s uncertainties.

For employers, the GOALL Employee Loyalty Program is a strategic benefit solution designed to attract, retain, and engage top talent while reducing overall benefit costs. Simple, scalable, and flexible, the program can enhance or replace traditional benefits—helping lower taxable income and support long-term business continuity. With the cost of replacing an employee reaching up to 50% of their annual salary, innovative and cost-effective benefits are more important than ever. GOALL strengthens company culture, reduces tax exposure, and helps employers stand out in today’s competitive hiring market.

For employees, the GOALL Program provides tax-free retirement income for life, principal protection, and long-term care benefits—empowering individuals to build wealth with confidence. The Loyalty Match Program rewards longevity and performance, while comprehensive risk protection helps secure their financial future. The result is a more confident, loyal, and motivated workforce.

Contact me to learn how the GOALL Program can reduce costs, strengthen culture, and create lasting value for both your business and your people.